So I have been doing back ups to an external drive like you are supposed to . Yesterday morning my Win 10 system had a crashed disk. it is an old system , however it has ssd . if you have an older system and ssd can really give the old system a lot of new life. But I got off subject. the ssd was used when I got it from work ( back when they were incredibly expensive about 5 years ago. now the same drive is less than $50 for 1/2tb) . So it dying was not a complete surprise .

Turns out the default settings for windows back up is to only save documents, pictures and video and that is it .... not downloads. or in my case the big problem was the h and r block software file ( my tax returns ) . So after installing a new drive and new windows I was not able to get them. I went hard core on the old drive and manage to boot it ( I think for the last time) and copy the files off.

So it turns out there is a backup in windows that is the win 7 version ( yeah the old version ) and it will do a system back up ( whole disk) and create a rescue disk for the new hard drive ....

So just a warning, you may not be doing backups as well as you think...

I know that MC is not known for tech stuff like this , but where is this was basically my last 2 days I thought I would hopefully pay it forward